Kenyan TikTok creator King Katheu has sparked conversation online after warning commuters about a common habit that could expose them to theft while using public transport.
In a recent video shared on TikTok, Katheu cautioned passengers against opening the full M-Pesa confirmation message when proving payment to matatu conductors.
Why Showing the Full Message Can Be Risky
According to Katheu, many passengers display the entire M-Pesa message after sending fare money. While the message confirms that the transaction was successful, it also shows the remaining balance in the account.
He explained that exposing this information in crowded places such as matatus can make commuters easy targets for criminals who may notice the amount of money someone has.
Safer Alternative for Commuters
Katheu advised passengers to rely on the M-Pesa pop-up notification instead. The pop-up appears immediately after a transaction and confirms that the payment was made without revealing the account balance.
He noted that this simple step can help protect commuters’ financial information when using public transport.
Story That Sparked the Warning
To highlight the danger, Katheu shared a story of a passenger who reportedly opened his full M-Pesa message while paying matatu fare. The message allegedly showed he had about KSh 30,000 in his account.
According to the creator, the conductor noticed the amount, and the passenger was later followed after leaving the matatu and reportedly attacked.
Online Reactions
The warning has triggered widespread discussion online, with many Kenyans admitting they had never considered the risk of exposing their M-Pesa balances in public.
Some social media users shared similar experiences and urged others to be cautious when handling their phones in crowded spaces.
Katheu emphasized that protecting personal financial information is crucial, especially for people who rely on M-Pesa for daily transactions.
Simple Safety Tips
He encouraged commuters to adopt small habits that can improve personal safety, including:
Using the M-Pesa pop-up notification instead of the full message
Avoiding showing phone screens to strangers
Being alert in crowded places such as matatus
Katheu’s message serves as a reminder that small precautions can make a big difference in preventing theft and protecting personal finances.
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